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Century Business Solutions Review

  • 05th Nov, 2025
  • | By Linda Mae
  • | Reviews

Founded in 2004, Century Business Solutions has grown into a well-recognized provider of integrated payment processing and automation tools for businesses of all sizes. Headquartered in Irvine, California, the company focuses on helping merchants simplify their accounting, improve payment efficiency, and gain better financial visibility through its flagship platform, EBizCharge. Over the years, Century Business Solutions has positioned itself as more than a merchant services provider; it aims to be a technology partner that merges payment acceptance with business management systems. Its approach emphasizes seamless integration rather than offering isolated tools, which has allowed it to build a loyal base of clients across industries such as manufacturing, professional services, distribution, and retail. Lets read more about Century Business Solutions Review.

What sets Century Business Solutions apart is its focus on reducing manual work in payment collection and reconciliation. By embedding its technology within accounting, ERP, and CRM systems, it enables businesses to process transactions directly inside familiar platforms. This saves time, minimizes human error, and ensures a smoother cash-flow cycle. At the same time, the company strives to maintain strong data-security practices and compliance standards, giving merchants confidence in their financial operations. In a competitive payment landscape filled with both fintech startups and established processors, Century Business Solutions has carved a niche by balancing innovation with reliability, making it a trusted payment partner for businesses seeking efficiency and integration.

Understanding the Core Services | Century Business Solutions Review

Century Business Solutions offers a comprehensive suite of services centered around electronic payment acceptance. At its core, the company provides businesses with payment processing capabilities for credit cards, debit cards, and ACH transactions. Beyond simple merchant account functionality, it offers specialized tools to automate billing, collections, and reconciliation, reducing the administrative burden associated with traditional payment handling. The firm’s solutions are designed to address both online and in-person needs, ensuring that businesses can collect payments from customers through any channel they prefer.

One of the company’s key strengths lies in its adaptability. It caters to industries that have unique billing workflows, such as wholesale distribution, manufacturing, and field services. Rather than using a one-size-fits-all model, Century Business Solutions tailors its system to the client’s accounting infrastructure and internal operations. Its software integrates seamlessly into the systems that many organizations already rely on, allowing them to process payments without switching between multiple applications. The company also extends its services to recurring billing and invoice automation, helping merchants establish predictable revenue streams. For many users, this end-to-end coverage — from transaction initiation to posting payments in accounting ledgers — represents a complete modernization of how payments are handled within a business.

EBizCharge Platform Overview

EBizCharge is the flagship technology platform of Century Business Solutions and represents the backbone of its operations. It is a comprehensive payment gateway designed to simplify the acceptance and processing of electronic transactions while tightly integrating with leading accounting, ERP, and CRM systems. The goal of EBizCharge is to streamline payment collection and reduce the time spent on manual data entry or reconciliation. Businesses can use the system to accept payments directly within their software environments — such as QuickBooks, NetSuite, Sage, Microsoft Dynamics, and more — eliminating redundant workflows and improving accuracy.

The platform’s interface is built with simplicity and transparency in mind. Merchants can manage invoices, review transaction histories, send digital payment links, and provide customers with secure online portals for self-service payments. In addition to credit and debit card acceptance, EBizCharge also supports ACH and eCheck payments, catering to businesses that prefer lower-cost options. Its tokenization technology ensures that sensitive payment data never touches the client’s servers, reinforcing data safety. Another notable aspect is EBizCharge Connect, a customer portal that allows end-users to view invoices, make payments, and download receipts. These collective tools make EBizCharge a versatile hub for both merchants and customers, enhancing efficiency while offering a professional, modern payment experience.

Integration with Accounting and ERP Systems

One of the strongest selling points of Century Business Solutions is its ability to integrate deeply with popular accounting and ERP platforms. EBizCharge provides plug-ins and connectors for major systems such as QuickBooks, Sage 100/300, Acumatica, NetSuite, Microsoft Dynamics, SAP Business One, and more. This level of connectivity allows businesses to process transactions directly from within their financial software, posting payments automatically to invoices and updating records in real time. The result is a significant reduction in double data entry, reconciliation errors, and manual bookkeeping.

For many organizations, this integration-driven approach represents not only convenience but also measurable savings in administrative time. Employees no longer need to jump between payment terminals, online gateways, and accounting software to close out transactions. Everything happens in one unified workflow. The integrations are designed to function natively within each system’s interface, ensuring that staff members can continue using familiar layouts. Additionally, Century Business Solutions frequently updates its connectors to maintain compatibility with newer software versions, a commitment that many long-term clients appreciate. For businesses managing multiple locations or divisions, these integrations also support consolidated reporting, helping teams maintain financial accuracy across the organization.

Online and In-Person Payment Capabilities

Century Business Solutions delivers flexibility in how businesses can accept payments, supporting both digital and physical transactions. Through EBizCharge, companies can accept online payments via hosted payment pages, virtual terminals, shopping cart integrations, and email payment links. These tools are ideal for e-commerce merchants or service providers who rely on remote billing. For in-person transactions, the company provides point-of-sale and mobile payment options, enabling staff to process credit card payments on-site through secure card readers or mobile devices.

The platform’s virtual terminal feature allows businesses to manually key in payments from any internet-connected computer, making it suitable for call centers or back-office teams. Meanwhile, customers can pay online using a branded payment portal, which not only improves convenience but also reduces late payments by simplifying the user experience. In-person capabilities are enhanced through EMV-compliant terminals that support chip, contactless, and mobile wallet payments. This omnichannel design ensures that whether a transaction takes place online, in-store, or in the field, it is processed consistently and securely. By supporting a broad range of payment types, Century Business Solutions provides businesses the flexibility to meet customer expectations across all touchpoints.

Century Business Solutions Review

Security and Compliance

Security remains a cornerstone of Century Business Solutions’ operations. The company maintains full PCI DSS compliance, meaning it follows stringent data-protection standards required by major credit card networks. Every transaction processed through EBizCharge is encrypted and tokenized, ensuring that sensitive customer data is never exposed or stored on a client’s local network. This approach significantly reduces the risk of data breaches and simplifies compliance responsibilities for merchants.

Tokenization replaces card data with randomly generated tokens, which are useless to hackers even if intercepted. The platform also supports advanced fraud-prevention tools, including customizable filters that allow businesses to block suspicious transactions, verify addresses, and detect anomalies in payment behavior. Century Business Solutions additionally employs secure sockets layer (SSL) encryption and multi-layer authentication for users accessing administrative panels. For organizations in regulated industries such as healthcare or professional services, this level of security is crucial. By combining compliance with robust infrastructure, the company offers peace of mind to businesses that cannot afford lapses in data integrity. In essence, the security measures at Century Business Solutions reflect both technical competence and a commitment to client trust.

Pricing and Fee Transparency

Pricing transparency is one area where businesses often scrutinize payment processors, and Century Business Solutions positions itself as offering competitive, customizable rates. Instead of fixed pricing tiers, the company tailors rates based on transaction volume, business type, and risk level. Its interchange-plus pricing model provides merchants with clear visibility into the true cost of each transaction by separating interchange fees from processor markups. This level of clarity helps businesses better understand where their money goes, unlike some flat-rate providers that bundle costs.

That said, because Century Business Solutions provides highly integrated solutions, setup and implementation fees may apply depending on the software environment. Some merchants have reported that while the company’s rates are fair, understanding the complete cost structure may require a detailed quote. Additionally, the absence of published pricing information on its website can make initial comparisons with competitors more challenging. However, users who prioritize value over rock-bottom pricing often find that the automation and accounting integrations offset the processing costs by saving time and labor. Overall, the pricing structure reflects a focus on long-term business efficiency rather than a race to the lowest possible transaction fee.

Customer Support and Service Quality

Century Business Solutions maintains a reputation for providing responsive and knowledgeable customer service. Clients can reach support through phone, email, or chat, and many reviews highlight the professionalism and patience of the support staff. The company’s technical team is based in the United States, which allows for better communication and timely issue resolution. Support extends beyond troubleshooting; it includes assistance with setup, integration, and training to ensure users make full use of the system’s features.

Response times are generally rated favorably, particularly for businesses using EBizCharge in complex ERP environments. The company also maintains an online knowledge base and video tutorials to guide users through common issues. While some customers have mentioned that response speed can vary during high-demand periods, the overall consensus is that Century Business Solutions invests genuinely in post-sale relationships. The emphasis on customer satisfaction aligns with its positioning as a technology partner rather than a transactional vendor. By combining personal assistance with self-help resources, the company ensures that users can rely on consistent support as their business grows or their systems evolve.

Usability and User Experience

Ease of use plays a critical role in any payment platform, and EBizCharge scores well in this category. The dashboard is intuitive, offering merchants a straightforward way to manage invoices, review payments, and generate reports without navigating multiple menus. Its design is clean and functional, with clear status indicators and minimal clutter, making it accessible even to non-technical users. The platform also includes role-based permissions, which help businesses manage access control among team members.

During onboarding, users benefit from guided tutorials and documentation that simplify setup. The integration with familiar accounting systems means employees can adopt the software quickly without steep learning curves. Businesses that use multiple sales channels can view consolidated payment data in real time, which adds convenience for management teams. Although some users may initially find the number of options in configuration settings overwhelming, the learning curve flattens quickly as they begin to appreciate the flexibility. Overall, the usability of EBizCharge contributes significantly to the positive perception of Century Business Solutions, reinforcing its identity as a practical and business-friendly platform.

API and Developer Tools

For businesses that require customized payment solutions, Century Business Solutions offers a robust set of developer tools and APIs. These resources allow developers to embed payment processing functions directly into proprietary software, websites, or mobile applications. The API supports tokenization, payment authorization, transaction history retrieval, and refund automation, providing full control over how payments are handled within a custom ecosystem.

Documentation is accessible and well-organized, offering clear examples for major programming languages. Developers can also take advantage of the sandbox environment to test integrations before going live, reducing risk during deployment. For software companies or value-added resellers, this openness creates opportunities to enhance existing products with secure payment capabilities. The inclusion of webhooks and flexible API endpoints makes it possible to trigger events, such as invoice creation or reconciliation, automatically. While the company’s API offerings are not as extensive as those of global giants like Stripe, they are robust enough for most mid-sized businesses that need adaptable payment workflows. In this way, Century Business Solutions balances functionality and security while maintaining integration flexibility for tech-savvy organizations.

Century Business Solutions Review

Reporting and Analytics Features

The reporting and analytics tools built into EBizCharge provide merchants with valuable insights into their transaction activity. Users can view detailed breakdowns of sales by period, payment method, and customer category. This helps businesses track revenue trends, identify top clients, and monitor chargebacks or failed transactions. The platform also supports customizable reports that can be exported to CSV or integrated directly into accounting dashboards for deeper analysis.

Automation is a key feature here. Payments applied through EBizCharge automatically sync with accounting records, which minimizes discrepancies between payment and bookkeeping systems. Business owners can also receive daily or weekly reports summarizing total collections and outstanding invoices. The ability to generate real-time data improves decision-making, especially for companies that operate across multiple locations or regions. While EBizCharge does not yet include predictive analytics or AI-driven forecasting, the accuracy and organization of its existing data tools meet the practical needs of most businesses. For those seeking clarity in their financial operations, Century Business Solutions’ analytics features provide a dependable foundation for performance tracking and reconciliation accuracy.

Industry Applications and Scalability

Century Business Solutions serves a wide range of industries, offering tailored integrations and workflows to meet sector-specific requirements. Its payment solutions are particularly popular among manufacturing firms, distributors, software providers, and professional service organizations. These industries often manage large volumes of invoices and recurring billing cycles, making automation and integration vital. EBizCharge supports both business-to-business (B2B) and business-to-consumer (B2C) operations, allowing flexibility for companies that serve mixed markets.

Scalability is another strong point. The platform adapts to growing transaction volumes without requiring major system overhauls. Smaller firms can start with essential payment processing and later expand into more advanced modules as their needs evolve. Multi-location companies benefit from centralized control and consolidated reporting, ensuring consistent oversight of financial activity. Although the company’s primary market has historically been North America, its tools also support global payments and multiple currencies. The scalability and versatility of its systems make Century Business Solutions suitable for businesses seeking a long-term partner capable of evolving alongside their operations.

Strengths and Weaknesses

Century Business Solutions stands out for its strong integrations, customer support, and security infrastructure. Businesses that depend heavily on accounting or ERP software find its payment automation invaluable. The EBizCharge platform’s ability to eliminate redundant data entry and reconcile payments automatically provides tangible efficiency gains. Customer support also receives frequent praise, particularly for its accessibility and technical competence. Moreover, the company’s security standards meet the highest compliance benchmarks, ensuring merchants’ peace of mind.

However, there are a few limitations worth noting. The absence of public pricing can make early evaluation difficult for smaller businesses comparing providers. Some users have reported that implementation timelines can vary depending on system complexity, which may require technical assistance. Additionally, while the platform’s integrations are impressive, the number of available third-party add-ons outside accounting ecosystems remains modest compared to global payment leaders. Still, these weaknesses do not overshadow the overall reliability and adaptability of the service. For companies prioritizing accounting integration and workflow automation, the strengths of Century Business Solutions significantly outweigh the drawbacks.

Final Verdict

Century Business Solutions delivers a comprehensive and dependable approach to payment processing that aligns technology with business management. Through its EBizCharge platform, it bridges the gap between accounting systems and payment gateways, enabling companies to automate financial tasks with minimal effort. The combination of PCI-compliant security, real-time synchronization, and flexible integration makes it a strong choice for businesses seeking operational efficiency. Its focus on industries with complex billing workflows further solidifies its value as a long-term partner rather than a short-term processor.

While its pricing transparency and third-party ecosystem could improve, the company’s commitment to support, product updates, and scalability reflects a maturity that many competitors lack. Businesses looking for a platform that integrates seamlessly with their existing infrastructure will find EBizCharge to be both functional and stable. In the evolving world of digital payments, Century Business Solutions stands as a dependable, integration-first provider that helps businesses simplify operations and strengthen their financial backbone without unnecessary complexity or compromise.

FAQs

Q1. What makes Century Business Solutions different from other payment processors?

Century Business Solutions stands out for its integration-driven approach. Unlike many processors that offer standalone payment gateways, it embeds payment functionality directly into accounting and ERP systems. This allows businesses to process and reconcile payments automatically, reducing administrative workload and improving efficiency.

Q2. Is Century Business Solutions suitable for small businesses?

Yes, Century Business Solutions is scalable and can serve both small and mid-sized businesses. Smaller firms benefit from automation and easy integration with tools like QuickBooks, while larger organizations can leverage deeper ERP connectivity and multi-location reporting.

Q3. Does EBizCharge support international transactions?

EBizCharge supports transactions in multiple currencies and can handle international payments depending on merchant account settings. However, availability and fees for global processing may vary, so businesses planning to operate internationally should confirm details with the company before onboarding.