BlueSnap is an all-inclusive payment processing platform that plays a crucial role in simplifying transactions for companies worldwide. Created with the goal of streamlining intricate payment processes, BlueSnap provides a comprehensive solution combining payment gateways, m...

OpenEdge is a full payment processing solution that enables businesses to securely receive payments using various methods like credit cards, debit cards, ACH transfers, mobile payments, and recurring billing. Operating as a division of Global Payments, OpenEdge is affiliated...

Rectangle Health is at the forefront of healthcare payment processing, providing services that simplify the billing and revenue process for healthcare providers. Established in 1993, the firm has broadened its offerings to assist various medical and dental practices, hospita...

Vantiv, established in 1991 as Midwest Payment Systems, evolved into a major player in the payment processing industry through strategic rebranding and acquisitions. Initially focused on serving U.S. merchants, the company underwent multiple rebrandings, becoming Fifth Third...

Sage Payment Solutions, now rebranded as Paya, has undergone significant changes in recent years to position itself as a leading player in the payment processing industry. Originally established as Sage Payment Solutions under the ownership of The Sage Group, the company ser...

Vanco Payment Solutions caters mainly to non-profits, faith-based organizations, and educational institutions as a specialized payment processing provider. Established in 2015 and based in the Twin Cities, MN, Vanco provides a variety of financial services tailored to meet t...

Established in 2007 with its main office in Scottsdale, Arizona, MiCamp Solutions is a leading company in the field of payment technology and merchant services. Micah Kinsler, a previous owner of a franchise, founded the company to develop an improved payment processing opti...

Central Payment Corporation (CPAY), a well-known company offering transaction processing services, was established in 2005 and is based in San Rafael, California. The company provides various payment processing options to small and medium-sized businesses nationwide, such as...

WEX Inc. is a top global commerce platform that streamlines business procedures in different sectors. Recognized as a major player in the financial and payment services industry, WEX Inc. provides a wide variety of solutions aimed at assisting fleet management, corporate pay...

GoDaddy Merchant Services, also named GoDaddy Payments, is a payment processing solution created for small businesses and released in 2021. This service effortlessly incorporates with GoDaddy's different web solutions, such as Websites + Marketing and Managed WordPress WooCo...

Payline Data is a well-known payment processor that provides flexible solutions for businesses of varying sizes, ranging from small startups to high-risk enterprises. Established in 2011 and based in Chicago, the company was bought by Pineapple Payments in 2017, enhancing it...

Blackbaud Merchant Services is a full payment processing solution created specifically for non-profits, schools, and other mission-focused groups. It allows these groups to securely and effectively handle donations, oversee recurring gifts, and receive payments via methods s...

Capital One Merchant Services was introduced as an expansion of Capital One Bank, targeting the provision of payment processing solutions for businesses, specifically small and medium-sized enterprises (SMEs). Capital One can provide a wide range of services, such as credit ...

Originally introduced as Square Cash in 2013 by Block, Inc. (formerly Square), Cash App has transformed into a comprehensive financial resource that provides more than just person-to-person transactions. Originally created as a basic tool for sending and receiving money, Cas...

MBV is a complete e-commerce solution that provides entrepreneurs with a simple and convenient option to start their online stores. MBV offers pre-built websites, hosting services, and a wide selection of over 14,000 products, suitable for those with little technical knowled...

Omega Bank Card Services has been a key participant in the payment processing field since it started in 2002. As an independent sales group associated with Wells Fargo Bank, Omega collaborates with top financial technology firms like Fiserv (First Data) and Clearent to deliv...

Humboldt Merchant Services (HMS) has been a key player in the merchant services industry for many years, providing various payment processing options for businesses. Founded in 1993, HMS has earned a reputation for being dependable, especially for businesses considered high-...

Paymentsense is a well-known UK company that offers payment solutions, mainly catering to small and medium-sized businesses (SMEs). Founded in 2008 by entrepreneurs George Karibian and Jan Farrarons, the company aimed to update the payment processing sector. The founders rec...

Merchant Lynx Services is a company that focuses on providing credit card processing and payment solutions for businesses of various sizes. Founded in 1994, the business has expanded greatly and is now a leading merchant services provider nationwide. Headquartered in Palm Be...

Yapstone Data has established itself as a major player in the payments sector, concentrating on offering tailored solutions for sectors managing substantial, regular payments. Established in 1999, the company first became known for serving property management sectors, vacati...

Kotapay, founded in 1993, has grown to be a major participant in the payment processing sector, focusing on ACH transactions and secure payment solutions. After being purchased by First International Bank & Trust in 2018, the company previously known as InterceptEFT was ...

Pearl Payments started in 2015, with its main office in Minneapolis, Minnesota. The company was created to make it easier for businesses to handle payments, especially those that need to charge customers regularly. Over the years, it has become known as a dependable partner ...

Group ISO is a well-known independent sales organization (ISO) that offers extensive payment processing solutions to businesses in a wide range of industries. Founded more than two decades ago, Group ISO has established itself as a reliable ally for companies of any scale, p...

Retriever Merchant Solutions (RMS), founded in 1994, is a reputable company that offers payment processing solutions, with a focus on secure and dependable services for small and medium-sized businesses. Based in Munster, Indiana, the company has expanded its services to cat...

American Payment Systems is a major player in the payment processing sector, providing a variety of services aimed at enabling seamless, safe, and trustworthy transactions for businesses of any scale. The company offers merchants solutions to accept multiple payment methods,...

Established in 2006 in Sussex County, Delaware, Mercantile Processing Inc. (MPI) has expanded to become a leading company in offering payment processing solutions. While its main office remains in Delaware, the company has expanded to have multiple offices throughout the Uni...

Established in 2006 by John Martillo, SignaPay was founded with a firm emphasis on offering creative and dependable payment options for businesses of any size. Based in Irving, Texas, the company originated as a sales-focused Independent Sales Organization (ISO), prioritizin...

Compliant Processing is a well-known company in the credit card processing industry, offering secure and compliant payment solutions for businesses in different sectors. The main goal is to offer businesses with smooth, effective, and compliant payment processing services th...

Elite Payment Processing, founded in 2007 and based in Fort Lauderdale, Florida, is a highly respected company in the payment processing sector. Throughout time, it has developed a well-known image for providing thorough and secure payment options designed for various kinds ...

eVance Processing, a merchant service provider, was founded in 2015 under the umbrella of Excel Corporation. The company was established after Excel acquired Calpian Commerce and combined assets from several previous providers. In 2018, The OLB Group acquired eVance, solidif...

CCPS is a well-known provider in the payment processing sector, providing a wide range of services to assist businesses of varying sizes. CCPS is dedicated to helping merchants by offering trustworthy payment solutions, aiming to streamline transaction processes so businesse...

INKAS® Payments, a well-known merchant service provider based in Canada, was established in 2010 as a division of the larger INKAS® Group of Companies. This company headquartered in Toronto has experienced notable growth by providing customized payment processing solutions...

AMP Payment Systems is a provider of financial services that focuses on providing customized payment processing solutions for small and medium-sized businesses. Founded with a strong emphasis on meeting the distinct requirements of small businesses, AMP takes pride in buildi...

Flint Mobile was a mobile payment processing service specifically designed for small businesses and freelancers, offering a convenient method to accept payments without needing traditional card readers. Launched with the goal of simplifying payment acceptance for businesses ...

Volusion, established in 1999 by Kevin Sproles, is an eCommerce platform that has been around for a long time. Over time, it has transformed into a reputable option for small to medium-sized businesses interested in constructing and overseeing online stores. It is recognized...

Wise, previously called TransferWise, is a financial technology company established in 2011 with the goal of providing quicker, more affordable, and transparent international money transfers. The company aims to assist individuals and businesses in transferring money across ...

Argus Merchant Services is a company located in New York that offers payment processing solutions at a reasonable cost and with flexibility. Established in 2014, the company rapidly gained a strong reputation for providing clear, effective, and dependable services specifical...

Established in 1995, PayPros has experienced substantial growth as a payment processing company. At first, the company was known as Payment Processing, Inc., but later changed its name to Global Payments following its acquisition. Located in Newark, California, it has gained...

Burlington Bank Card, provided by Burlington Bank, is well-known for its extensive features designed to cater to a variety of customer requirements. The credit card is notable in the market due to its competitive rewards, flexible terms, and comprehensive customer support. L...

Established in 2000, FreedomPay is a top player worldwide in commerce solutions, focusing on secure, cutting-edge payment platforms. Initially known for mobile payments, It has transformed into a full-service provider of cutting-edge payment solutions for various sectors inc...

Aurora Payments is an up-and-coming company in the payment processing sector, providing a wide array of services aimed at assisting businesses of varying sizes in effectively handling their transactions. The business was established by purchasing multiple smaller payment pro...

Five Star Merchant Services is a provider of payment solutions that gives businesses a variety of services to make their financial operations more efficient. Established with the goal of providing effective, dependable, and affordable payment processing services, Five Star's...

PayLeap is a complete payment processing solution designed to cater to the various requirements of small and medium-sized businesses as well as online retailers. By emphasizing security, integrating with eCommerce, and prioritizing user-friendliness, PayLeap streamlines the ...

Paymill, a PSP established in 2012 in Munich, Germany, provides online payment processing solutions mainly for small and medium-sized enterprises. Targeting flexibility and security, Paymill enables merchants to receive payments directly on their websites, catering to busine...

Founded in 2004, Solupay has established itself as a dependable and creative provider of payment processing solutions, focusing mainly on businesses of different scales. Solupay was acquired by VersaPay in 2020, strengthening its market position through the expansion of serv...

ClearGate is a payment processing company that has been around since 2005 and is based in Reno, Nevada. Over time, it has established itself as a trustworthy ally for companies in need of full payment services, including credit card processing and advanced payment gateways. ...

Convenient Payments, a provider of merchant services, offers customized payment processing solutions for different sectors. Founded in 2012, the business is based in Draper, Utah, and functions as a certified ISO/MSP of Woodforest Bank. Convenient Payments is recognized for ...

Network for Good is a leading company that offers fundraising software, mainly for smaller and medium-sized nonprofit groups. They started with the aim of helping these organizations raise money and maintain good relationships with their donors. The platform offers various t...

Fidelity Payment Services is a reputable company in the field of handling payments, known for providing various payment options to companies across different sectors. Founded in 1996 by Benjamin Weiser, the firm initially focused on supplying local businesses with reliable e...

Cardservice International was established in 1988 and rapidly became a top player in the payment processing sector. At first, the company gained attention for its innovative work in providing credit card processing solutions for small and medium-sized businesses, playing a k...

Best Finical Inc. is a well-known financial services provider recognized for providing creative solutions in multiple industries. Established to empower businesses with financial flexibility and efficiency, Best Financial Inc. has become a trusted ally for organizations seek...

DoJiggy is a top company that makes software for online fundraising. They've been helping non-profit groups, schools, and community organizations since they started in 2003. The company was created by Rodrigo Murillo and Charlie Reed in Boulder, Colorado. At first, they were...

Ignite Payments is a major competitor in the transaction processing sector, offering a variety of payment solutions designed to accommodate the varying requirements of businesses. Established in 1988 as Cardservice International, the company has transformed and is now a majo...

LawPay is a payment processing platform tailored to the requirements of legal professionals. Created by AffiniPay, this offers a strong and compliant solution customized to meet the distinct financial needs of law firms. It allows legal firms to receive different payment opt...

Paramount Payment Systems, founded in 2003 and based in Meridian, Idaho, has expanded to be a major participant in the payment processing field. Operating as an Independent Sales Organization (ISO) for Fifth Third Bank, the company specializes in offering complete payment se...

Main Street Processing is a reputable company in the financial services sector, focusing on providing payment processing solutions. Established in 1988 and based in Richardson, Texas, the company has experienced consistent growth, catering to a variety of businesses througho...

MeritCard Solutions is a financial services company that has achieved notable progress in the payment processing sector. Established in 2006, the company has earned a strong reputation through its dedication to offering dependable and safe debit and credit card processing se...

Paymetric, founded in 1998 and based in Roswell, Georgia, specializes in secure, integrated payment solutions for big companies. They have become known in the payment processing field by providing innovative services that improve the security and efficiency of electronic pay...

Payvision is a leading participant in the international payments sector, focusing on delivering creative payment options that meet the requirements of global merchants. Established in 2002, it swiftly became a major player in global card acquiring, online payments, and omnic...

Payzerware is an all-encompassing software for field service management that aims to simplify operations for contractors in the HVAC, plumbing, and electrical sectors. It is a comprehensive solution that combines different business functions including customer management, sc...

Soar Payments is a payment processing company located in Houston that focuses on offering high-risk merchant accounts. Founded in 2015, the company rapidly established itself in the payments sector by targeting businesses usually considered "high-risk." This encompasses sect...

Swipe4Free, a leading payment processing service, was founded in 2015. The company stands out by providing a distinctive solution that removes credit card processing charges for businesses. This is done using a dual pricing and surcharging system that lets merchants transfer...

United Merchant Services, a long-standing financial technology company founded in 1994, offers payment processing solutions for businesses of various sizes. Located in Hackensack, New Jersey, UMS is known for its dedication to providing a diverse range of payment services de...

USB Payment Processing offers payment processing solutions for a wide variety of industries, such as retail, hospitality, and e-commerce. Established in 1996, the company has gradually expanded from a small beginning to a highly regarded presence in the Mid-Atlantic area. Ba...

USPAY Group is a reputable company within the payment processing sector, providing a variety of services tailored to cater to the requirements of businesses in different industries. Based in Melville, New York, USPAY has emerged as a major presence in the electronic payment ...

Best Western Union is recognized internationally in the financial services sector for its wide-reaching network and dependable services that enable cross-border, cross-currency money transfers. Having been in existence for more than 170 years, the company has transformed gre...

Paystone, a fintech company based in North America, has rapidly become a top player in the payments and customer engagement sector. Established in London, Ontario in 2009, the company started its venture known as Zomaron. Throughout time, it has undergone substantial changes...

Beacon Payments, located in Boston, Massachusetts, is a well-known provider of merchant services and has played a significant role in the payment processing sector since its establishment in 2008. Both Jerry Kadish and David Selenow, who had extensive knowledge and skills in...

Cayan is a well-known tech company that focuses on providing payment processing solutions, with a range of products tailored for both physical and digital businesses. Established in 1998 as Merchant Warehouse, it has become known for its innovation in the payment sector. The...

Gulf Management Systems (GMS) is a reputable payment processing company that has been assisting businesses since it was founded in 1992. Situated in Clearwater, Florida, GMS has established a strong standing by offering customized financial solutions to cater to different in...

1st National Processing is a well-known company in the payment processing sector, recognized for offering custom solutions to cater to the requirements of different types of businesses. The company is known for providing transparent and competitive pricing, which is especial...

Revolution Payment Systems is a veteran-operated company that offers payment processing solutions independently. Founded more than two decades ago, the company is known for providing dependable and safe payment solutions customized for a range of sectors, specifically emphas...

VersaPay offers top-notch cloud-based services for automating accounts receivable (AR), aiming to change how companies handle their billing and cash collection processes. They provide a range of tools that simplify invoicing, make business-to-business payments easier, and us...

Securus Payments, a division of Securus Technologies, is involved in payment processing, offering a variety of solutions designed for different industries, emphasizing on secure and efficient transactions. The company is a component of the larger Securus network, recognized ...

National Merchants Association is a leading company in the payment processing sector, renowned for its commitment to providing secure and dependable transaction solutions for merchants. Established in 2004, NMA has become known as a provider of merchant services, offering a ...

Pineapple Payments was established in 2016. Their goal is to simplify and enhance the security of payments for various types of businesses. Situated in Pittsburgh, Pennsylvania, they have gained significance in the payment processing industry. They offer solutions for brick-...

Tru Blu Pay is a fresh face in the payment processing sector, having launched in 2019. The company, located in Portland, Oregon, offers various merchant services by reselling contracts from major payment processors such as First Data (Fiserv). Tru Blu Pay offers essential se...

First Choice Payments is a company that helps businesses handle payments by providing different ways to accept money. They started in 2013 and are known for offering many services, such as taking credit card payments, using cash registers, accepting payments through phones, ...

Encore Payment Systems is a reputable company in the payment processing sector, recognized for its variety of merchant services. Established in 2004 and headquartered in Addison, Texas, Encore Payment Systems gained recognition by offering full payment services to small and ...

EpicPay is an established company in the payment processing industry. It provides solutions to help businesses with their payment processing needs. EpicPay has grown over the years and become a key player in the industry with its flexible payment platforms. The company’s s...

MagicPay is a flexible payment processing company that has been helping businesses since 2012. Based in Boca Raton, Florida, MagicPay offers many types of payment services, such as handling credit cards, ACH payments, and online checks. They serve merchants in the United Sta...

Clearwater Payments is a cloud-based electronic billing and payment solution provider headquartered in Dallas, Texas. The company has established itself as a reliable partner for enterprises looking to streamline their payment processes, particularly in sectors like banking,...

Patriot Payment Group, established in 2011 and based in Dallas, Texas, is a company that helps businesses handle their payments. They offer various services like setting up merchant accounts, providing systems for accepting payments at the store, ways to accept payments thro...

Passthrough Payments is a company based in Valencia, California, that helps businesses handle their payments, especially those that are considered standard or invole high-risk businesses. They started with the aim to make transactions safe and dependable. Over time, they've ...

Chyp is a growing company in the payment processing sector, recognized for its creative method of incorporating payment solutions. Established in 2019 by Jeffrey Payne and Jon Decker, Chyp seeks to transform the payment industry by prioritizing technology. Their initial term...

Intuit created QuickBooks Online, a leading cloud-based accounting program, to help small and medium businesses manage their finances. The goal is to simplify complex accounting tasks through a user-friendly interface for activities such as sending invoices, monitoring expen...

Volt Payments is an innovative fintech company focused on providing real-time payment processing solutions between accounts. The company's new strategy involves using open banking to facilitate quick, smooth transactions on different platforms. Volt Payments plans to transfo...

PowerPay is a well-known fintech company that offers various payment processing solutions, mainly for the sectors of home improvement, healthcare, and solar. The services offered by the company aim to transform large purchases into affordable monthly payments, allowing consu...

Citi Merchant Services, operated by First Data (currently owned by Fiserv), offers a wide range of payment processing solutions tailored to fulfill the varied requirements of companies. Services provided encompass payment processing for credit and debit cards, POS systems, e...

iZettle, started in 2010 in Stockholm, Sweden, changed how we pay with phones by creating a small card reader and special software for taking payments on mobile devices. iZettle wants to help small businesses grow by giving them new ways to accept payments. The company becam...

AmeriBanc National was established in 2004 in Wheaton, Illinois, by Dan Lewis. The company rapidly established itself as a major player in the payment processing sector, mainly catering to small businesses, e-commerce stores, and family-owned shops. AmeriBanc National gained...

Recurly is a well-known service for managing subscriptions and handling billing, which makes it easier for companies, no matter their size, to manage their regular billing tasks. Founded in 2009 by Dan Burkhart, Isaac Hall, and Tim Van Loan, Recurly quickly grew to be a reli...

Established in 2003, Element Payment Services is a key player in the financial services industry, focusing on offering comprehensive payment processing solutions. The company is based in Chandler, Arizona, and functions as a branch owned by Worldpay following its purchase in...

Everest Merchant Services offers top-notch payment processing solutions tailored to various business requirements. The business differentiates itself in the field by providing secure, quick, and dependable transaction services designed for small to midsize businesses and lar...

Orion is a payment systems company that provides merchant services and specializes in providing different kinds of processing options for businesses. This company came up to address the needs of different fields such as credit card processing, mobile payments and e-commerce ...

Established in 2010, Money Tree Merchant Services has dedicated itself to assisting small businesses in flourishing by providing essential financial services such as transaction management, payment processing, and cash advances. The company recognizes the obstacles small bus...

Axcess Merchant Services is a leading company that offers tailored payment solutions for businesses in various industries. They specialize in safe and effective payment processing, helping businesses handle transactions easily and focus on their core operations. Let's dig de...

Main Street Merchant Solutions differentiates itself in the payment processing sector by prioritizing dependable and transparent solutions over simply generating sales. This method has established them as a reliable ally for companies of any size, providing a variety of serv...

Electronic Payment Exchange is a payment processing company offering a wide range of solutions to meet merchants' varied needs. EPX provides services like processing credit and debit cards, handling ACH payments, processing e-checks, and offering secure payment gateways for ...

GDpay is a well-known provider of payment solutions offering a vast array of services designed to cater to various businesses' needs. Their services include strong solutions such as point-of-sale systems, mobile payments, e-commerce integration, and additional features. Thei...

Circle, a fintech company with a worldwide presence, was established in 2013 by Jeremy Allaire and Sean Neville. At first, Circle prioritized peer-to-peer payments and cryptocurrency wallet services, but has since shifted its focus to highlight stablecoin technology, specifi...

Dynamic Payment Solutions is a firm dedicated to providing cutting-edge and effective payment processing services. Created to meet the increasing demand for safe and flexible payment options, Dynamic Payment Solutions has specialized in providing customized solutions to busi...

GoFundMe is a popular crowdfunding platform used for raising funds for personal, charitable, and community causes. Ever since it was founded in 2010, GoFundMe has enabled more than 150 million donors worldwide to contribute over $30 billion. The platform's user-friendly inte...

Celero Commerce is a fintech firm committed to offering payment processing services and business management solutions to small and medium-sized businesses throughout the United States. Established in 2018 and based in Brentwood, Tennessee, Celero Commerce is focused on simpl...

NXGEN Payment Services is a well-known company in the payment processing field, offering complete payment solutions to businesses in different industries. NXGEN provides personalized payment services, such as credit and debit card processing, mobile payment solutions, e-comm...

Veritrans Merchant Services specializes in offering customized credit card processing and merchant account solutions for businesses of all sizes and industries. They provide a wide range of services, such as POS systems, mobile payment options, online payment gateways, and t...

Coastal Pay has become a major player in the industry since it was founded, specializing in payment processing services. The company offers a range of merchant services aimed at assisting businesses in managing transactions in a smooth and safe manner. Specializing in provid...

Alpha Card Services, now known as Simpay, was founded in 2000 and offers a wide range of merchant services. Based in Feasterville-Trevose, Pennsylvania, Simpay provides a diverse range of financial and business management services. This blog seeks to offer a thorough examina...

Choice Merchant Solutions is a well-known supplier of all-encompassing payment processing solutions, serving businesses in diverse sectors. Services offered include credit and debit card processing, POS systems, e-commerce solutions, mobile payment options, and additional fe...

Cliq Payment Services holds a significant position in the payment processing and fintech sector. Cliq is recognized for its creative answers and dedication to smooth transactions, providing a variety of services tailored to satisfy businesses' various needs. Cliq offers a ra...

Established in 2001, Cornerstone Payment Systems is a credit card processing company with a Christian focus dedicated to offering ethical business practices. The company values aligning services with Christian beliefs, ensuring that operations exhibit integrity, honesty, and...

SCS, founded in 1996, is a leading company offering payment processing solutions. Headquartered in Oxford, Mississippi, the company is known for providing a variety of merchant services specifically designed for small and medium-sized businesses. SCS emphasizes developing st...

eMerchantBroker is a top payment processor that focuses on high-risk merchant accounts. Established in 2011 and based in Thousand Oaks, California, EMB offers a range of financial services designed for businesses that struggle to obtain merchant accounts from traditional ban...

Complete Merchant Solutions is a leading company that provides a complete array of electronic payment solutions. Established in 2008, CMS specializes in offering robust payment routing and processing solutions for global businesses. Headquartered in Orem, Utah, this company ...

Card One International is a leading competitor in the payment processing sector, recognized for providing extensive and reliable financial services specifically designed for businesses of every scale. This review delves deeply into the company's past, goals, principles, and ...

FIS Worldpay, formerly known as Fifth Third Processing Solutions, is a top provider of merchant payment processing services. The company is based in Cincinnati, Ohio, and provides a complete range of payment solutions customized for businesses of any size. Having a strong em...

Quantum Merchant Services is a top provider of payment processing solutions designed to cater to the requirements of various businesses. Their offerings include processing credit and debit cards, accepting mobile payments, providing e-commerce solutions, and implementing poi...

PayKings is a top payment processing firm that focuses on offering customized solutions for merchants considered high-risk. The company provides various services such as credit card processing, ACH processing, mobile payments, and eCommerce payment gateways. It is recognized...

Big Sky Commerce is a reputable ISO that is recognized for representing major payment processing networks worldwide. The company takes pride in providing a wide range of merchant services customized to suit various business requirements. This review explores the company's ba...

Summit Merchant Solutions operates as a merchant account provider under the Certified Payment Processing (CPP) brand and is a subsidiary of First American Payment Systems. The company provides a variety of payment processing services tailored for small to medium-sized busine...

PayPoint is well-known for its broad offering of services that meet the needs of both customers and businesses, making it a top choice for payment processing solutions. Since its establishment in 1996, PayPoint has developed into a major player in the payment sector, enablin...

PAYARC is a tech-savvy company that provides extensive payment processing solutions tailored for a range of businesses, including startups and established companies. Established in 2016 with its main office in Greenwich, Connecticut, PAYARC seeks to connect online sellers wi...

The OLB Group, Inc. is a diverse financial services company that provides a wide range of integrated business solutions tailored for small and medium-sized businesses. The company focuses on payment processing, e-commerce, and mobile payment solutions to help clients with se...

FAPS, based in Fort Worth, Texas, is a major player in the payment processing sector. Established in 1990, the company has expanded to rank among the top 20 largest merchant acquirers in the United States. Offering a wide range of payment processing options, including in-sto...

Payliance is a well-known fintech firm that focuses on providing payment processing solutions designed for different sectors like lending, collections, e-commerce, and gaming. Founded in 2007, Payliance has earned a strong reputation for providing complete payment solutions ...

Redstone Payment Solutions offers a variety of merchant electronic payment services to businesses of all sizes, providing comprehensive solutions. Redstone strives to improve payment processes for its clients by utilizing advanced technology to boost efficiency and customer ...

Since its establishment in 1999, Durango Merchant Services has become a top provider of high-risk merchant accounts. The business focuses on providing custom payment processing solutions specifically designed for industries like travel, telemarketing, and online gambling, wh...

CoCard is a leading company in the electronic payment processing sector, offering a wide range of services tailored to suit the various requirements of businesses. Founded in 1999, CoCard functions with an exclusive system of owner-operated Independent Sales Offices (ISOs), ...

Mainstream Merchant Services is a well-respected company in the payment processing industry, providing a range of solutions for businesses seeking to simplify their payment processes. Established in 2007, the company has expanded greatly and is based in Alpharetta, Georgia. ...

Atlantic Pacific Processing Systems is a merchant services provider that offers various payment processing solutions to businesses in different industries. Atlantic Pacific Processing Systems was created to streamline and protect payment procedures, becoming a trusted ally f...

City Card International Services (CCI) is a leading merchant solutions provider, offering a diverse range of payment processing services customized to suit the requirements of different businesses. Since its inception in 1994, CCI has become known for providing innovative te...

In the current digital age, it is essential for businesses looking to create a strong online presence to choose the appropriate e-commerce platform. Spark Pay is an online store management solution created by Capital One, providing a range of tools to assist businesses in ef...

CardMax Payments is a complete payment processing firm that provides a variety of solutions designed to cater to businesses' diverse needs. As a key player in the financial industry, CardMax Payments offers merchants advanced tools and technologies for smooth and secure tran...

Commerce Bank Merchant Services, a branch of Commerce Bank, offers a complete range of payment processing solutions tailored to suit the varied requirements of businesses. Commerce Bank Merchant Services, a division of Commerce Bank, was created to provide cutting-edge payme...

Bluefin is well-known for its top-notch encryption and tokenization solutions in the realm of payment and data security. Established in 2007 as Capital Payments and then renamed Bluefin Payment Systems in 2012, the company has always prioritized the protection of valuable pa...

CardWorks, Inc. is a well-known company in the consumer finance industry, recognized for offering various services for both individual consumers and businesses. Established in 1987, CardWorks has developed a strong standing throughout the years, with a main emphasis on servi...

Bambora, currently under the Worldline brand, is a major player in the payment processing sector. Bambora was founded in 2015 in Stockholm, Sweden, through the merger of multiple financial service firms, such as Beanstream and IP Payments. This merger was intended to establi...

Dwolla is a financial technology company that specializes in account-to-account payment solutions utilizing the Automated Clearing House (ACH) network. The platform is created to simplify the transfer of funds, offering a flexible, dependable, and easy-to-use experience for ...

Payment Advisors is a leading company in the payment processing field, committed to offering comprehensive payment solutions for businesses of any size. The goal of the company is to simplify the payment process, improve transaction security, and promote business growth with...

Card Concepts Inc. (CCI) is a well-known company that offers creative payment options designed specifically for the laundry sector. CCI provides a variety of products aimed at updating payment systems by replacing old coin-operated mechanisms with card and digital payment op...

Established in 1998, Usio is a top fintech firm that focuses on offering comprehensive payment solutions. The company's goal is to make payment processing easier by using a user-friendly interface, providing secure, efficient, and cost-effective services for businesses of an...

Zuma Payroll and Processing excels in offering payroll, human capital management (HCM), and talent management solutions. The company provides a complete range of services aimed at simplifying payroll processing, overseeing employee benefits, and guaranteeing adherence to tax...

Moolah is a leading player in the payment processing sector, committed to providing smooth and safe transaction options. It is especially recognized for its specific services that meet a range of business requirements, from small businesses to big corporations. Moolah's uniq...

Reliance Merchant Services is a business owned by a woman, providing a wide variety of payment processing solutions customized for businesses of any size. Established in 2004 by Mary Kate Gobleck, RMS has become a trustworthy player in the payment processing sector. The comp...

Schmooze, Inc. is a well-known payment processing company that offers a variety of services designed to cater to the varied requirements of businesses. Schmooze, Inc. has positioned itself as a reliable and efficient partner for merchants seeking to simplify their payment pr...

ePaymentAmerica is a well-known merchant services provider for small and medium-sized businesses. It stands out in the payment processing industry by offering a range of secure electronic payment solutions. This review offers an in-depth look at ePaymentAmerica, including it...

PPS USA is recognized for offering an extensive array of financial solutions to make transactions easier for businesses of various sizes. Registered as an ISO/MSP of Elavon, Inc., PPS USA gains advantages from Elavon's vast resources and technological infrastructure, establi...

Merchant Payment Services is a key player in the payment processing sector, offering a wide range of solutions to help businesses effectively handle their transactions. Established in 1989, MPS has gained recognition for its dependability and creativity, assisting companies ...

MatchRate Plus was a company that provided various payment processing solutions for businesses as a merchant services provider. Created to assist merchants in reducing their transaction costs, the company became well-known for its innovative method of splitting commissions w...

Mom & Pop Merchant Solutions offers specialized financial services designed for small and medium businesses. Founded in 2007, the company has specialized in providing fast and convenient financial options like merchant cash advances and small business loans, creating a u...

Trust Payments is a top fintech firm that provides a variety of cutting-edge payment options. They are recognized for delivering safe and dependable services to companies around the world, assisting them in overseeing and enhancing their payment procedures. It merges technol...

Payment Approved is a top merchant services provider that provides thorough solutions for businesses of every size. They offer payment processing, managing merchant accounts, and advanced POS systems to simplify transactions and enhance operational efficiency. Payment Approv...

BillingTree is a reputable company in the payment processing sector, recognized for providing a wide array of payment solutions designed for different industries. This review seeks to offer a comprehensive examination of the company's history, offerings, and general performa...

AdvoCharge was established in 2009 with the aim of offering businesses of every size with clear and affordable payment processing solutions. The company was founded by Mark Tracy, a previous small business owner who encountered the drawbacks of undisclosed fees and complicat...

PandaPay is a company that provides payment solutions focused on delivering honest and supportive services to businesses. Their main goal is to simplify life for entrepreneurs by offering dependable and easy-to-use payment processing options. This review provides a thorough ...

Bindo POS is an all-comprehensive cloud-hosted POS system specifically created to simplify operations for retail and restaurant establishments. Its standout features include a wide range of functions like strong inventory management, CRM integration, and flexible payment pro...

Canna Group Payment Solutions is a top company that offers electronic payment solutions for industries with high risk, like cannabis and CBD. Established to address the specific obstacles encountered by these industries, the company provides various services meant to streaml...

Transparent Merchant Services (TMS) offers credit card processing solutions for businesses of all sizes. TMS provides services that aim to make payment processing secure and efficient for businesses to handle transactions smoothly with a focus on transparency and simplicity....

Nochex is a payment service provider based in the UK and was founded in 1999. It offers a variety of solutions for small and medium-sized businesses (SMBs). The company is known for its secure and reliable payment processing solutions, fraud prevention capabilities, and user...

Frontline Processing is a full-service payment processing company that has been helping businesses nationwide since 1997. Recognized for its variety of services such as credit and debit card processing, point of sale (POS) systems, and online payment solutions, the company s...

Emerald Business Solutions OR EBS is at the forefront of offering technological solutions and services for outsourcing business processes. Established in 2009 by Andrea Krusch, the company has created a special place for itself through providing top-notch services to a wide ...

MSH Merchant Services is a well-known payment processing firm that provides various electronic payment solutions to businesses of any size nationwide. The company focuses on credit card processing and accepts popular credit cards like Visa, Mastercard, American Express, and ...

Merchant Management Group is a reputable name in the payment processing sector, providing a wide range of services customized for different types of businesses. This Merchant Management Group Review seeks to thoroughly assess MMG's products, examining their past, management,...

Merchant Focus, a payment processing company established in 2004, has been catering to businesses for many years. The company provides a variety of services tailored to fulfill the payment processing requirements of different types of businesses, such as retail, e-commerce, ...

Painless Processing is a merchant services provider that specializes in offering tailored payment processing solutions for high-risk businesses. The company was founded in 2009 and is based in Simi Valley, California. It operates under numerous DBAs including Best Rate Merch...

High Risk Commerce, founded in 2014, is a company that offers merchant accounts specifically for high-risk sectors. The company provides a wide range of services designed for businesses that are frequently considered too unstable by conventional financial institutions. These...

Credit card processing is a vital component of modern commerce, enabling businesses to accept payments from customers using credit and debit cards. Integral to this ecosystem are ISOs and MSPs or Independent Sales Organizations (ISOs) and Merchant Service Providers (MSPs). T...

The payment industry has undergone drastic changes in the past few years. Starting from traditional cash payments to card swiping norms, shoppers are now finding the new contactless and digital payment modes more exciting and convenient. With American Express contactless car...

In recent years, there has been a surge in the usage of credit and debit cards and contactless payments at brick-and-mortar and online stores. As a result, merchants are compelled to provide their buyers with card payment and digital payment options to offer customer satisfa...

The biggest concern for any merchant is the processing fees they need to pay to accept card payments. Besides transactional fees, other charges may be associated if you hire a payment processor - a payment solution provider that acts as the bridge between the merchant and th...

Are you a jeweler looking to make your business shine? Imagine if there was a way to attract more customers, increase your sales, and streamline your payment process all at once. Well, you're in luck! In this blog, we're going to explore how a credit card processor can be yo...

Imagine a world where security breaches in the credit card processing industry were a thing of the past. Where sensitive information was safeguarded with the utmost care, and user access was fortified against unauthorized entry. This is the world that Clearent, LLC, a promin...

Are you a small business owner looking to boost your revenue? One crucial aspect to consider is finding the perfect credit card processor. After all, your ability to accept payments efficiently and securely is essential for success. But with so many options available, how do...

Are you a nonprofit organization looking to boost your revenue and maximize your impact? Imagine the power of unlocking success by choosing the right credit card processor. It's no secret that nonprofits rely on donations to fund their important work, but did you know that t...

Are you dreaming of a career in the fast-paced world of credit card processing? Look no further – this ultimate guide is here to kickstart your journey towards landing that dream job. Imagine yourself at the cutting edge of financial technology, working with top-tier compa...

Are you tired of the hassle of outdated credit card processors on the Ohio Turnpike? Well, you're in luck because change is on the horizon! In this blog, we'll dive deep into the Ohio Turnpike's soon-to-be-updated credit card processor, ensuring you stay one step ahead of th...

Are you a business owner looking to optimize your payment transactions? Selecting the best credit card processing provider is a crucial decision that can greatly impact your business's success. With so many options available, it can be daunting to navigate the world of credi...

Are you tired of navigating through the complicated world of credit card processors for your business? Wondering which one is the best fit for your specific needs? Look no further! In this ultimate guide, we will provide you with everything you need to know to make an inform...

Are you ready to unravel the mysteries of credit card processing and level up your knowledge? In today's digital world, understanding credit card processing is essential, whether you're a business owner or simply curious about how transactions work. From the basics of wha...

Are you searching for an honest review of PayHub Payments? Look no further. In this detailed review, we will provide you with all the information you need to make an informed decision about this payment processing service. When it comes to choosing a payment processor for...

Are you a consultant in need of reliable merchant account services for your business? Look no further! In this blog, we will provide you with a curated list of the best merchant account service providers of 2024, ensuring that you make an informed decision for your consultin...

Are you a debt collection agency or debt collector in search of the best merchant account to efficiently process payments and manage the risks associated with your industry? Look no further! We understand the challenges and complexities you face, which is why we have compile...

Imagine this scenario: A congregation member attends a church service, feeling inspired to make a donation to support the church's mission. However, they only have their credit card on hand, and the church only accepts cash or checks. Frustrated, they leave without being abl...

Are you a car dealership owner searching for the best merchant account service providers to streamline your payment processing? Look no further! In this blog, we will delve into the top merchant account service providers of 2024 that cater specifically to car dealerships. ...

Are you a Canadian business owner looking for the right payment processor? As the backbone of modern commerce, choosing the best payment processor is a critical decision that can impact your success. With a plethora of options available, it can be overwhelming to find the pe...

Are you a business owner considering Authorize.Net for your high-risk business? Choosing the right merchant account provider is crucial for seamless payment processing and customer satisfaction. In this blog, we will dive into the top merchant account providers for Authorize...

Are you a Certified Public Accountant (CPA) searching for the key to unlocking financial success? Look no further! In this blog, we reveal the best merchant accounts that are specifically tailored to meet the needs of CPAs. Imagine having a seamless and efficient payment sys...

Are you a business owner with bad credit who is struggling to find a payment processing solution? Don't worry, you're not alone. Having bad credit can make it challenging to secure a merchant account, but it doesn't mean it's impossible. In this blog, we will explore the bes...

Are you struggling to meet your sales goals? Do you wish there was a comprehensive guide that could help you achieve sales success? Look no further! In this blog, we will delve into the world of sales objectives and provide you with the ultimate guide to reaching your target...

In the competitive landscape of business, finding ways to generate additional revenue is essential for growth and success. Enter incremental sales - a concept that can be a game-changer for businesses looking to boost their bottom line. But what exactly does incremental sale...

Are you looking to supercharge your sales strategy? In today's competitive business landscape, having a well-defined sales plan is essential to drive growth and success. Whether you're a seasoned sales professional or just starting out, this blog will provide you with a step...

Are your sales meetings feeling dull and uninspiring? Do you want to boost engagement and energize your sales team? Look no further! In this blog, we'll dive into 11 creative ideas that will elevate your sales meetings and leave your team motivated and driven. Throughout ...

Are you struggling to motivate your sales team and achieve your sales goals? In today's competitive business landscape, keeping your salespeople engaged and productive is essential for success. But how do you inspire them to perform at their best? This blog will provide y...

Are you struggling to build a strong sales pipeline that consistently delivers incredible results? Look no further! In this blog, we will unveil the secrets to unlocking sales success and provide you with valuable insights to help you skyrocket your sales. Throughout this...

Are you tired of hearing those dreaded sales objections that seem to derail your deals at the last minute? You're not alone. Overcoming objections is a common challenge that sales professionals face, but with the right strategies in place, you can navigate these hurdles and ...

Obtaining a home-based FFL is allowed and a fairly easy process. The Bureau of Alcohol, Tobacco, Firearms, and Explosives (ATF) allows people to acquire a home-based Federal Firearms License (FFL) as long as there is no zoning restriction in their state and they meet federal...

Unsure whether to use cold calls, emails, or both for prospecting? The great sales dilemma of cold calls versus emails has long divided sales teams and professionals. But fear not, because in this blog, we will delve deep into this age-old debate and provide you with valuabl...

In the competitive landscape of business, mastering channel sales is essential for organizations striving to reach new heights and maximize their sales potential. With the power of strategic partnerships and a comprehensive channel sales strategy, businesses can tap into new...

In the fast-paced world of sales, mastering the sales cycle is the key to success. But what exactly is the sales cycle and why is it so important? Throughout this blog, we'll take a deep dive into the sales cycle, exploring its stages, steps, and best practices. From pros...

In today's ever-evolving landscape of leadership, the transcendent leader has emerged as a force to be reckoned with. With a deep sense of purpose and an unwavering commitment to ethical values, the transcendent leader goes beyond the traditional boundaries of leadership, gu...

Are you ready to take your sales game to the next level? Imagine having a repertoire of powerful words at your disposal, words that can captivate your audience, convince them to take action, and ultimately close more deals. The right words can make all the difference in sale...

Are you ready to take your sales skills to the next level? Imagine this scenario: You're walking into a high-stakes meeting, armed not with a stack of papers and a pen, but with just your trusty iPad or tablet. As you confidently navigate through your presentation, seamlessl...

Are you tired of making cold calls that lead to dead ends? Do you find yourself stumbling over your words, unsure of how to captivate your prospects? Look no further. In "The Ultimate Guide to Cold Calling Scripts: Boost Your Sales Success," we have compiled a comprehensive ...

Are you tired of using the same old sales strategies that don't seem to make a significant impact? In a rapidly evolving digital world, it's crucial to stay ahead of the game and adapt to new trends and technologies. That's why we're here to help you enhance your sales strat...

Are you looking for a reliable method to forecast your company's financial future? Look no further than the percentage-of-sales method. This powerful tool allows businesses to make accurate predictions and plan for their future growth based on their previous sales data. But ...

Are you a sales professional looking to excel in your role and achieve outstanding results? If so, having a well-defined 30-60-90 day sales plan is essential to your success. This blog, 'The Ultimate Guide to Creating a 30-60-90 Day Sales Plan for Success,' will provide you ...

Are you searching for the best sales funnel software to optimize your sales and accelerate business growth? Look no further! In the ever-evolving digital landscape of 2023, having a robust sales funnel is critical for converting potential customers into loyal buyers. But wit...

Do you ever feel a rush of nerves before making a sales call? The fear of rejection and uncertainty can be daunting, but mastering the art of cold calling can open doors to untapped opportunities. In this blog, we will delve into the world of cold calling and share expert ti...

Are you tired of creating sell sheets that don't actually sell? Do you feel like your potential customers are just not seeing the value of your product or service? If so, you're in the right place! In this ultimate guide, we will show you exactly how to create a sell sheet t...

Are you a fan of apple cider vinegar (ACV) or apple cider vinegar (ARR)? The debate between these two popular ingredients has been ongoing, with proponents on both sides touting their benefits. If you've ever wondered which one reigns supreme, you're in the right place. In t...

Are you tired of the same old sales strategies that no longer yield the results you desire? Don't worry, we've got you covered! In today's fast-paced, mobile-driven world, staying ahead of the competition means embracing the power of technology. That's why we're here to revo...

Stax Payments, one of the leading payment service providers, has recently announced the acquisition of APPS (Atlantic-Pacific Processing Systems) to provide its users with a seamless and all-in-one payment service platform. The latter is a payment processing company. In a pr...

CardConnеct sеrvеs as a reliable provider of merchant services. It facilitates the accеptancе of credit card payments for businesses regardless of their size. With a diverse range of solutions, it simplifies the process of integrating payment processing into pre-existin...

Newtek Payments is tailored to enhance business profitability while effectively cutting costs. This robust payment system is specifically designed for retail, mobile, and ecommerce operations, boasting top-of-the-line security features. By harnessing the benefits of zero-cos...

Effectively managing your finances is crucial for your business, whether for personal or professional endeavors. And it is not an easy task. Luckily, tools like QuickBooks are available, serving as virtual accountant to help you streamline bookkeeping tasks. With QuickBooks,...

Nothing comes for free. Credit card transactions that seem convenient for customers who do not want to pay through cash come with an interchange fee, also called a swipe fee. Every transaction that’s made through a credit card be it MasterCard or Visa, comes with a fixed s...

For SMEs, QuickBooks Online stands out as a top-notch accounting software. However, integrating it with other apps is essential to leverage its capabilities fully. If you're new to the concept of QuickBooks integrations, this guide is here to help. With a vast array of ov...

Many new businesses experience difficulty in managing their finances and keeping on top of their bookkeeping responsibilities. The most common reason behind this lag is the absence of compatible accounting software to streamline several business operations. Even if you are r...

The restaurant sector has experienced a notable evolution lately: the transition towards an exclusively digital payment system. This development encompasses eateries choosing to only take electronic forms of payment like credit cards, debit cards, and mobile payment applicat...

What is POS Reporting? Definition: POS (Point of Sale) reporting involves collecting, analyzing, and interpreting data from a business's POS system. This data includes transaction details, inventory, customer behavior, and employee performance. Function: POS reporting or...

QuickBooks, a product of Intuit, is an all-inclusive financial management software designed to meet the needs of small and midsize businesses. It encompasses a plethora of functionalities, including the acceptance of diverse payment types from clients. QuickBooks Payments is...

Efficiency is the game's name in the dynamic and competitive business world. Regardless of their size or industry, companies constantly seek ways to streamline operations, reduce costs, and improve productivity. One area often poses a significant challenge for businesses is ...

Platinum Payments Merchant Services, generally known as Platinum Payments, is a Utah-based merchant account provider headquartered in Ogden. Established in 2010, the company is an acknowledged ISO/partner of Elavon, outsourcing its services and merchant accounts. It believes...

With the rise of eCommerce, businesses of all sizes increasingly rely on credit card processing to keep up with transactions. Chyp Credit Card Processing is one such service that comes in to facilitate the payment process for merchants and customers alike. Various features a...

What is restaurant automation?  Restaurant automation is applying technology to automate various tasks and operations in a restaurant setting. This can encompass multiple activities, from customer ordering and payment processing to food preparation and delivery. The primar...

What is an iPad POS System? An iPad POS system is a digital platform that allows businesses to conduct and manage sales transactions using an iPad. It transforms an iPad into a mobile cash register, enabling companies to accept payments, track sales, manage inventory, and p...

A verified ISO of Wells Fargo Bank, Paynada Credit Card Processing is a Texas-based merchant account reseller headquartered in Plano. Initially operating as TranzVia since 2018, the company is an industry-leading credit card processor offering innovative solutions for client...

Allied Wallet Credit Card Processing is designed to help businesses accept credit card payments. The service offers an array of features and services to help merchants maximize their profits and streamline their operations. At its core, the company offers businesses access t...

Shopify has emerged as a formidable presence in eCommerce, facilitating businesses of all sizes to set up and manage their virtual stores seamlessly. This platform provides various services encompassing product inventory, shopping baskets, safe transaction processing, and ro...

In the digital age, businesses need to offer flexible payment options to their customers. One such option is to accept credit cards over the phone. This method is convenient for customers and opens new avenues for businesses to increase their sales. However, it comes with it...

Grasping the language connected with credit and debit card transactions can be daunting, particularly for those unfamiliar with electronic payment platforms. Picking the ideal payment processing method can be puzzling, especially when differentiating between a payment gatewa...

In today's digital age, credit card fraud has become a pervasive issue that businesses of all sizes must contend with. The impact of such fraud can be devastating, leading to significant financial losses and damage to a company's reputation. As such, businesses must implemen...

Establishing a loyal customer base is highly coveted in online services, as it ensures a consistent revenue stream and generates valuable referrals. Effectively enticing repeat customers entails creating an environment wherein they perceive they’re getting more value than ...

Payment links have emerged as a game-changing tool in online transactions in the last few years. With a single link, businesses can revolutionize how they accept payments, offering customers a seamless and hassle-free experience. Whether you operate an e-commerce store, prov...

Understanding the terms ISO and MSP (Independent Sales Organization and Member Service Provider) is essential for business owners navigating the realm of credit card processing. While these acronyms may seem confusing, they play a significant role in facilitating merchant ac...

Micropayments are a form of small-scale financial transactions that are typically conducted online. They involve transactions with extremely low values, sometimes even as small as a fraction of a cent. The definition of micropayments may vary depending on the payment system ...

Running a small business smoothly necessitates adept management of multiple components, among which a reliable and efficient Point of Sale (POS) system holds significant importance. A POS system that matches your specific business requirements can streamline operations, enha...

Point of Sale (POS) systems, sometimes referred to as Point of Purchase systems, encompasses both the physical devices and the software applications that businesses deploy to handle and oversee sales transactions. They find extensive applications in various commercial settin...

Storing credit card information refers to saving and retaining the details associated with a credit card, such as the cardholder's name, card number, expiration date, and CVV (Card Verification Value) code. This information is typically collected by businesses or organizatio...

QuickBooks POS is a popular software system designed to streamline and automate retail operations. It allows businesses to manage inventory, track sales, process transactions, and generate reports. QuickBooks POS has been a go-to solution for many small and medium-sized ente...

  In today's digital age, businesses increasingly offer various payment options to cater to their customer's diverse needs and preferences. Among these options, Card Present vs Card Not Present (CP Vs CNP) transactions are two key categories that businesses need to u...

Biometric payments have emerged as a revolutionary payment method in the digital age, incorporating unique physical and behavioral characteristics of individuals for secure and convenient transactions. In this guide, we will delve into the world of biometric payments, explor...

An Application Programming Interface, commonly known as an API, is a series of guidelines and procedures that allow distinct software applications to interact with one another. It functions as a mediating platform facilitating different software applications to exchange info...

According to a recent report by Fortune Business Insights, the projected value of the Software-as-a-Service (SaaS) industry is expected to reach approximately $717 billion by 2028. This positive outlook is encouraging for both established enterprises and newly established Sa...

In today's digital age, credit card payments have become an integral part of business transactions, whether you run a small online store or a large retail establishment. While credit card processing offers convenience and flexibility, it also comes with processing fees that ...

In the intricate e-commerce landscape, chargebacks are not merely transactional setbacks but can significantly impact a business's financial health and reputation. Excessive chargebacks can lead to severe consequences such as blacklisting by payment processors, increased mer...

Real-Time payments or RTP represent a new phase in the evolution of digital payments, enabling the immediate transfer from one bank account to another. Unlike traditional payment methods, which take several days to process, the transactions are completed within seconds, rega...

Commonly referred to as BPS or bps, basis points serve as a standard metric in the finance sector, with a special focus on the process. They depict alterations in fees, interest rates, and other fiscal percentages. In the context, basis points denote the surcharge applied by...

An acquirer, a merchant acquirer or acquiring bank is a critical component in the credit card processing system. It collaborates with retailers to enable them to accept payments using credit or debit cards. It is a registered member of a card network, such as Visa or MasterC...

"Do Not Honor" is a response code in credit card processing that carries significant implications for merchants and customers. The card issuing bank declines the payment authorization when a transaction receives a "Do Not Honor" response. This response code indicates that th...

In today's rapidly evolving business landscape, understanding and preventing chargebacks has become paramount for merchants. The global volume of chargebacks soared past 600 million cases in 2021, with projected losses exceeding $117 billion by the end of the current year. T...

In today's fast-paced business environment, the adoption of efficient and versatile payment solutions is crucial for success. One such solution that has gained significant traction is the mobile point-of-sale (POS) system. A mobile POS system refers to a portable and handhel...

In today's fast-paced digital world, where online transactions have become the norm, it's essential for businesses to ensure secure and efficient payment processes. One crucial tool used by companies across various industries is the authorization hold. This practice, also...

The credit card processing rate refers to the fee charged by payment processors or merchant service providers for processing credit card transactions. It is usually a percentage of the transaction amount or a flat fee per transaction. Let us understand in this articles about...

Paperless payment processing refers to using electronic methods to handle financial transactions, eliminating the need for traditional paper-based payment methods such as checks and invoices. It involves the transfer of funds electronically, securely, and efficiently, provid...

A Payment Facilitator (PayFac) is a service provider for merchants, playing a pivotal role in electronic payments. Instead of each merchant maintaining a direct relationship with the credit card associations or a processor, a PayFac simplifies the process by acting as a mast...

A dual pricing merchant account is a business arrangement that enables merchants to charge different prices for goods or services depending on the customer's payment method. It involves offering a lower price for cash transactions, while a slightly higher price is charged wh...

Near Field Communication, commonly called NFC, is a wireless communication protocol that allows two electronic devices, typically smartphones, laptops, tablets, other devices, and a terminal, to establish communication by bringing them within 4 cm (1.6 in) of each other. Thi...

Fleet cards, also known as fuel cards, are a type of payment card that allows drivers to pay for fuel and maintenance for company vehicles. These cards are typically issued to businesses with multiple vehicles, also known as a fleet, and offer a range of features that help b...

Electronic Funds Transfer (EFT) and Automated Clearing House (ACH) transactions are integral components in today's digital financial landscape, facilitating seamless and efficient monetary exchanges. While these terms are often used interchangeably, understanding their nuanc...

In the bustling world of commerce, how businesses handle transactions can significantly impact their efficiency, customer experience, and bottom line. The choice between integrated vs non-integrated credit card processing systems may seem technical and complex, yet it carrie...

A credit card authorization form is a form that allows a third party to charge a specific amount to an individual's or a business's credit card. This form is typically used when the credit card cannot be presented at the time of the transaction, such as for online purchases ...

Credit card fraud is a serious threat to businesses big and small. Every year, fraudsters steal billions from retailers through fake or stolen credit cards. As a business owner, falling victim to fraud means more than just lost revenue from fraudulent sales - you'll likely f...

Getting a notification that your credit card processor raised the rate can be frustrating - especially if the increase is significant. You depend on processing customers' credit cards to run your business, but excessively high fees cut into your profits. The good news is ...

There are certain industries and business types that are considered "high risk" by payment processors and banks due to factors like higher chargeback rates, compliance issues, and the potential for fraud. If your business operates in one of these industries, obtaining a stan...

Chargebacks occur when a cardholder disputes a transaction with their issuing bank and requests a refund or reversal. Though chargebacks are a legitimate part of the credit card fraud and dispute resolution process, they can significantly impact merchants by generating fees,...

There are several options for credit card processing setup that can work with small businesses. Two of the most popular choices are PayPal and Stripe, which offer simple setups, affordable rates, and seamless integration with websites and mobile apps. However, Square and Aut...

 As the owner of a small business that accepts credit and debit cards, I know how frustrating interchange fees can be. These charges from the major card networks and banks amount to a significant cost, often 2-3% of every transaction, and there doesn't seem to be much we ca...

Flat-rate credit card processing fees provide businesses with a simple, predictable monthly charge for processing an unlimited number of credit card transactions. Rather than paying variable fees that increase with volume or sales, a flat rate plan caps expenses at a fixed c...

 While credit cards are incredibly convenient and offer useful benefits for consumers, they also come with substantially higher fees than cash. Over the past decade, as people have ditched wallets full of bills and coins for plastic cards, the credit card processing rate ha...

Cashless payments have become an inextricable part of the modern economy, shaping how businesses and customers interact in both physical and digital spaces. By 2023, it is estimated that over 70% of financial transactions will be conducted without the use of physical cash. T...

In the fast-paced digital era we live in, accepting credit card payments is essential for any business that wants to stay competitive. However, with each credit card processing company promoting their best offers, it can be overwhelming to choose the best one for your busine...

Credit card processing, at its heart, is really about enabling people to use plastic to pay for stuff. It's the behind-the-scenes magic that allows you to swipe your card at the checkout lane or hand it to a waiter without having to carry around huge wads of cash. Credit ...